# Back office user roles

Merchants can have multiple users in their Txn back office. User invitations and permissions are managed through Txn. Contact your sales or integration manager at Txn to set up users for you.

<table data-full-width="false"><thead><tr><th>User Role</th><th>Manage API keys</th><th>Manage users</th><th>Withdraw funds</th><th>Exchange funds</th><th>View transactions</th></tr></thead><tbody><tr><td>Owner</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td></tr><tr><td>Spender</td><td>—</td><td>—</td><td>✓</td><td>✓</td><td>✓</td></tr><tr><td>Trader</td><td>—</td><td>—</td><td>—</td><td>✓</td><td>✓</td></tr><tr><td>Viewer</td><td>—</td><td>—</td><td>—</td><td>—</td><td>✓</td></tr></tbody></table>


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