# Bank withdrawal webhooks

Txn sends a bank withdrawal webhook each time a bank withdrawal transaction's `simplifiedState` changes. The payload mirrors the [Read bank withdrawal](/fiat-settlements/reading-bank-withdrawal.md) endpoint response.

The tabs below show example payloads for each state.

For configuring webhook URLs, retry behaviour, source IPs, and signature verification, see the general [Webhooks](/api-basics/webhooks.md) section.

{% tabs %}
{% tab title="Pending" %}

```json
{
  "data": {
    "attributes": {
      "amount": "-1.01",
      "createdAt": "2025-01-28T17:21:13.534Z",
      "reference": null,
      "simplifiedState": "pending",
      "transactionType": "BankWithdrawalTransaction"
    },
    "id": "a67076da-14cc-4f20-a443-8ffe1766fd31",
    "relationships": {
      "account": {
        "meta": {
          "included": false
        }
      },
      "transactionDetails": {
        "data": {
          "id": "a67076da-14cc-4f20-a443-8ffe1766fd31",
          "type": "bank_withdrawal_transactions"
        }
      }
    },
    "type": "transactions"
  },
  "included": [
    {
      "attributes": {
        "absorbFees": true,
        "amount": "1.01",
        "bankBic": "GUPULT22XXX",
        "bankName": "BANK NAME",
        "beneficiaryName": "Acme Ltd",
        "createdAt": "2025-01-28T17:21:13.493Z",
        "currency": "EUR",
        "fee": "0.01",
        "iban": "LT563400023810000822",
        "payAmount": "1.00",
        "paymentStatus": "created",
        "reference": "BDR6421088115176062",
        "state": "pending",
        "updatedAt": "2025-01-28T17:21:13.493Z"
      },
      "id": "a67076da-14cc-4f20-a443-8ffe1766fd31",
      "relationships": {
        "account": {
          "data": {
            "id": "13a85b45-8543-41c7-b963-394d4ea128ae",
            "type": "accounts"
          }
        },
        "bankAccount": {
          "data": {
            "id": "849b4c2d-698b-4bde-9203-5cddcb8ea6e1",
            "type": "bank_accounts"
          }
        }
      },
      "type": "bank_withdrawal_transactions"
    },
    {
      "attributes": {
        "bankBic": "GXPTLT22XXX",
        "bankName": "BANK NAME",
        "beneficiaryName": "Acme Ltd",
        "createdAt": "2024-11-21T14:01:20.154Z",
        "currencyCode": "EUR",
        "iban": "LT563400023810000822",
        "updatedAt": "2024-12-27T13:52:12.012Z"
      },
      "id": "849b4c2d-698b-4bde-9203-5cddcb8ea6e1",
      "type": "bank_accounts"
    },
    {
      "attributes": {
        "balance": "32218.80",
        "currencyCode": "EUR",
        "currencyType": "fiat"
      },
      "id": "13a85b45-8543-41c7-b963-394d4ea128ae",
      "relationships": {
        "company": {
          "meta": {
            "included": false
          }
        },
        "networks": {
          "meta": {
            "included": false
          }
        }
      },
      "type": "accounts"
    }
  ],
  "meta": {}
}
```

{% endtab %}

{% tab title="Completed" %}

```json
{
  "data": {
    "attributes": {
      "amount": "-1.01",
      "createdAt": "2025-01-28T17:22:11.008Z",
      "reference": null,
      "simplifiedState": "completed",
      "transactionType": "BankWithdrawalTransaction"
    },
    "id": "a67076da-14cc-4f20-a443-8ffe1766fd31",
    "relationships": {
      "account": {
        "meta": {
          "included": false
        }
      },
      "transactionDetails": {
        "data": {
          "id": "a67076da-14cc-4f20-a443-8ffe1766fd31",
          "type": "bank_withdrawal_transactions"
        }
      }
    },
    "type": "transactions"
  },
  "included": [
    {
      "attributes": {
        "absorbFees": true,
        "amount": "1.01",
        "bankBic": "GXPTLT22XXX",
        "bankName": "BANK NAME",
        "beneficiaryName": "Acme Ltd",
        "createdAt": "2025-01-28T17:21:13.493Z",
        "currency": "EUR",
        "fee": "0.01",
        "iban": "LT563400023810000822",
        "payAmount": "1.00",
        "paymentStatus": "completed",
        "reference": "BDR6421088115176062",
        "state": "completed",
        "updatedAt": "2025-01-28T17:22:11.002Z"
      },
      "id": "a67076da-14cc-4f20-a443-8ffe1766fd31",
      "relationships": {
        "account": {
          "data": {
            "id": "13a85b45-8543-41c7-b963-394d4ea128ae",
            "type": "accounts"
          }
        },
        "bankAccount": {
          "data": {
            "id": "849b4c2d-698b-4bde-9203-5cddcb8ea6e1",
            "type": "bank_accounts"
          }
        }
      },
      "type": "bank_withdrawal_transactions"
    },
    {
      "attributes": {
        "bankBic": "GUPULT22XXX",
        "bankName": "GURU PAY",
        "beneficiaryName": "Acme Ltd",
        "createdAt": "2024-11-21T14:01:20.154Z",
        "currencyCode": "EUR",
        "iban": "LT563400023810000822",
        "updatedAt": "2024-12-27T13:52:12.012Z"
      },
      "id": "849b4c2d-698b-4bde-9203-5cddcb8ea6e1",
      "type": "bank_accounts"
    },
    {
      "attributes": {
        "balance": "32218.80",
        "currencyCode": "EUR",
        "currencyType": "fiat"
      },
      "id": "13a85b45-8543-41c7-b963-394d4ea128ae",
      "relationships": {
        "company": {
          "meta": {
            "included": false
          }
        },
        "networks": {
          "meta": {
            "included": false
          }
        }
      },
      "type": "accounts"
    }
  ],
  "meta": {}
}
```

{% endtab %}

{% tab title="Cancelled" %}

```json
{
  "data": {
    "attributes": {
      "amount": "-1.01",
      "createdAt": "2025-01-28T17:24:27.302Z",
      "reference": null,
      "simplifiedState": "cancelled",
      "transactionType": "BankWithdrawalTransaction"
    },
    "id": "29e9704e-7ddc-4690-8f08-bb0fd7aad801",
    "relationships": {
      "account": {
        "meta": {
          "included": false
        }
      },
      "transactionDetails": {
        "data": {
          "id": "29e9704e-7ddc-4690-8f08-bb0fd7aad801",
          "type": "bank_withdrawal_transactions"
        }
      }
    },
    "type": "transactions"
  },
  "included": [
    {
      "attributes": {
        "absorbFees": true,
        "amount": "1.01",
        "bankBic": "GXPTLT22XXX",
        "bankName": "BANK NAME",
        "beneficiaryName": "Acme Ltd",
        "createdAt": "2025-01-28T17:24:11.463Z",
        "currency": "EUR",
        "fee": "0.01",
        "iban": "LT563400023810000822",
        "payAmount": "1.00",
        "paymentStatus": "cancelled",
        "reference": "BDR6421088115176062",
        "state": "cancelled",
        "updatedAt": "2025-01-28T17:24:27.293Z"
      },
      "id": "29e9704e-7ddc-4690-8f08-bb0fd7aad801",
      "relationships": {
        "account": {
          "data": {
            "id": "13a85b45-8543-41c7-b963-394d4ea128ae",
            "type": "accounts"
          }
        },
        "bankAccount": {
          "data": {
            "id": "849b4c2d-698b-4bde-9203-5cddcb8ea6e1",
            "type": "bank_accounts"
          }
        }
      },
      "type": "bank_withdrawal_transactions"
    },
    {
      "attributes": {
        "bankBic": "GUPULT22XXX",
        "bankName": "GURU PAY",
        "beneficiaryName": "Acme Ltd",
        "createdAt": "2024-11-21T14:01:20.154Z",
        "currencyCode": "EUR",
        "iban": "LT563400023810000822",
        "updatedAt": "2024-12-27T13:52:12.012Z"
      },
      "id": "849b4c2d-698b-4bde-9203-5cddcb8ea6e1",
      "type": "bank_accounts"
    },
    {
      "attributes": {
        "balance": "32219.80",
        "currencyCode": "EUR",
        "currencyType": "fiat"
      },
      "id": "13a85b45-8543-41c7-b963-394d4ea128ae",
      "relationships": {
        "company": {
          "meta": {
            "included": false
          }
        },
        "networks": {
          "meta": {
            "included": false
          }
        }
      },
      "type": "accounts"
    }
  ],
  "meta": {}
}
```

{% endtab %}
{% endtabs %}


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